Do I Need Dental Insurance to Get Orthodontic Treatment?

Orthodontics and finances can be a tricky subject for some people. There are so many unknowns that those without experience just won’t know about! Things like: Is it expensive? Is it worth the cost? Can you use insurance? What about paying out of pocket? It might seem confusing, but that’s what our team at Foley Orthodontics is here for! We have been serving the Cary community for many years and have seen families with all kinds of budgets find the best ways to care for their smiles. 

If you have questions about finances, dental insurance, and orthodontic treatment, keep reading!

What is Orthodontic Treatment?

Orthodontic treatment is the process of creating an aligned and healthy smile through adjustments to the teeth and jaw. There are a few different approaches to this depending on individual needs, age, and lifestyle preferences, but braces and Invisalign are two of the most common ones! 

Orthodontic treatment is more than just making your smile straight, though that is a great perk. Alignment means that your jaw and teeth fit together well, not crowding or clashing against each other, and preventing long-term problems with jaw and tooth health. When your teeth are not aligned, it can encourage bacteria growth between teeth, leading to tooth decay, cavities, and tooth loss. Untreated jaw problems can turn into much more painful issues in the future, like TMJ. 

Orthodontics will help reduce your risk of these oral health problems that typically get worse as you age. A lifetime of enjoying a healthy and beautiful smile really is worth the cost! That’s why we make it a priority to support all kinds of families as they figure out the best way to pay for this vital health service.

What is Dental Insurance?

Dental insurance is a form of healthcare plan that focuses on providing specifically for dental care. It typically comes with a monthly premium that will provide you with coverage for all or some dental procedures. Each healthcare provider is a little different, and some offer orthodontic coverage under their plan. Others have separate orthodontic plans that you sign up for separately. 

If you currently have a dental insurance plan, it’s worth exploring whether that insurance will help cover the costs of orthodontic treatment. Our office staff works with insurance companies regularly and can assist you as you file a claim and connect with your dental insurance provider. Be aware that while they may offer some coverage, there are typically some limitations in what kind of treatments they cover or offer exemptions based on age and other factors. Give our office a call if you have questions about how to use dental insurance at Foley Orthodontics. We accept most major insurance providers at our office!

Do I Need Dental Insurance to Get Orthodontic Treatment?

Is Dental Insurance the Only Way to Pay?

Thankfully, dental insurance is not the only way to pay for braces. Some people prefer not to use dental insurance since it allows them more control over the type of care they receive. Here are a few of the things we offer to support our patients who are paying for orthodontic treatment out of pocket:

Tailored Payment Plans

At Foley Orthodontics, we understand that each family and individual is completely unique. Just like how your treatment will be completely bespoke, so too will your payment plan! Our team will be sure to discuss all the options with you as you work through your initial steps. 

Flexible Financing Options

We know that paying for orthodontics entirely upfront is not something every family can do. That’s why we have flexible financing plans! As with your payment plan, you can discuss your financing with our team when you make your intake appointments!

Get Discounts!

We can sometimes offer discounts to patients who are supporting multiple treatments in one family. It’s our way of saying thank you for trusting us at Foley Orthodontics to care for your family!  Discuss discount options when you come in for your intake visits!

Do I Need Dental Insurance to Get Orthodontic Treatment?

We Are Here to Support Your Smile for Life!

At the end of the day, we believe that every person deserves to have a healthy smile that they love! We work hard to ensure that everyone who comes in our doors can find a way to afford our specialized services and feel cared for and supported by our staff. If you are ready to get started on a smile transformation for yourself or your children, now is the time to get started! Call our Cary office to schedule a free consultation with Dr. Foley. At this appointment, you will learn all about the treatment options as well as the payment and financing options we mentioned above! The best time to set yourself up for success with a stunning, straight smile is now, so let’s get started together!